CASH MANAGEMENT
CASH MANAGEMENT
Sibos 2024: piecing together the payments puzzle Sibos 2024: piecing together the payments puzzle
Sibos descended on Beijing for the first time this year, arriving with some of the biggest payment topics in tow – from the G20 Roadmap and ISO 20022 to AI and digital wallets. flow explores the latest developments shaping the future of payments
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CASH MANAGEMENT, TECHNOLOGY, SECURITIES SERVICES
Wholesale CBDC projects to follow Wholesale CBDC projects to follow
The digitisation of money is quickly evolving – with central banks now shifting their focus from retail to wholesale applications, as seen in recent initiatives by the Swiss National Bank, the European Central Bank (ECB), and the Bank of International Settlements (BIS). flow’s Desirée Buchholz summarises findings from Deutsche Bank’s Marion Laboure and Manuel Klein
CASH MANAGEMENT, TRADE FINANCE
Embracing ISO 20022 for a connected future Embracing ISO 20022 for a connected future
ISO 20022 has the potential to deliver the rich data needed to unlock trapped liquidity, finance trade that could not previously be reached, and deliver huge operational efficiencies. But what is holding back full adoption and how can the Swift community work together to accelerate it? flow’s Clarissa Dann shares answers from the Sibos 2024 Big Issue Debate on Day Three
CASH MANAGEMENT, REGULATION
Trish Sullivan for the people Trish Sullivan for the people
As a former prosecutor, ‘Patricia Sullivan, for the people’ (the standard introduction for prosecutors in US courts) worked on behalf of society bringing cases against violent criminals. A career of fighting financial crime in government and commercial banking roles followed. With global payments set to reach US$250trn by 2027, communities need the lifeblood of liquidity more than ever. She talks to flow’s Clarissa Dann about how proactive institutional cash management can deliver this safely
FLOW CASE STUDY, CASH MANAGEMENT
Unlocking FX efficiency at Endesa Unlocking FX efficiency at Endesa
The US-dollar is the dominant currency in the global energy market – which is why managing FX risks is a key task for utility companies like Spanish Endesa. flow explores how Endesa’s treasury team has managed to link payment flows with FX trades and drive automation
MOST READ
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Tomorrow’s treasury: what’s the role of real-time?
CASH MANAGEMENT, MACRO AND MARKETS
Japan joins the journey to a cashless society
CASH MANAGEMENT, TECHNOLOGY
Cross-border payments: Where are we on the G20 roadmap?
CASH MANAGEMENT, TECHNOLOGY {icon-book}
Fraud and friction – how payment pre-validation can help
CASH MANAGEMENT, TECHNOLOGY, SECURITIES SERVICES
Three key fintech trends in Europe
OPINIONS
DAVID LYNNE
View from the top: A different level of athlete
FRANÇOIS MASQUELIER
Automation should come first, AI will follow
BOON-HIONG CHAN
Finding crypto equilibrium
CHRISTOF HOFMANN
Getting flexible: Treasury’s response to deglobalisation
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Stabilus: Setting up business in India Stabilus: Setting up business in India
In April 2024, German automotive supplier Stabilus Group acquired US industrial automation specialist DESTACO to expand its industrial business. To close this transformational M&A deal, Stabilus had to set up a legal entity in India that fulfilled all financial requirements within six months, explains CFO Stefan Bauerreis. flow’s Desirée Buchholz reports on how the company achieved this goal
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Treasury forward Treasury forward
Boehringer Ingelheim has grown into Germany’s biggest pharma company. flow’s Desirée Buchholz reports on how its treasury function supports business expansion by taking a deep-dive into an innovative workflow automation project in Asia-Pacific
MACRO AND MARKETS, TRADE FINANCE, CASH MANAGEMENT, OPINION {icon-book}
View from the top: A different level of athlete View from the top: A different level of athlete
Deutsche Bank’s David Lynne shares his perspective on how corporates are evolving their businesses and how this is reshaping bank/corporate relationships as they navigate new trade corridors, reroute supply chains and empower direct access consumers
CASH MANAGEMENT, FLOW CASE STUDY, TECHNOLOGY {icon-book}
Tomorrow’s treasury: what’s the role of real-time? Tomorrow’s treasury: what’s the role of real-time?
The vision of a “real-time treasury” has been around for several years now. But how do instant payments and access to real-time information really change the way treasury is managed? flow’s Desirée Buchholz hosts a debate on the role of real-time in the future of treasury
FLOW CASE STUDY, CASH MANAGEMENT, TECHNOLOGY
How BioNTech masters real-time treasury How BioNTech masters real-time treasury
Innovation and speed have been part of BioNTech’s DNA ever since its formation 16 years ago. Back in 2020, it took the German biotech company less than a year to develop a vaccine against Covid-19. flow’s Desirée Buchholz talked to Dirk Schreiber, BioNTech’s Head of Treasury, on why real-time treasury is key for him – and how APIs help to achieve this goal
PODCAST
companiesEpisode 6: Revamping payment and FX processes at new economy companies Episode 6: Revamping payment and FX processes at new economy companies
Driven by a young and aspirational middle class, digital consumption and travel expenditures are booming in South-East Asia. A company that sits at the sweet spot of these two trends is Tiket.com, one of the fastest growing online travel agencies (OTA) in the world with more than 15 million app installations. Founded in 2011, the Indonesian new economy company now cooperates with 140 airlines and 2.6 million accommodation providers
PODCAST
Episode 7: How cross-border cash concentration can be achieved in Brazil Episode 7: How cross-border cash concentration can be achieved in Brazil
Over the last few years, Brazil has re-established its attractiveness to foreign investors. Yet, for companies doing business in Brazil a cross-border currency regulation coupled with a challenging tax regime, complicates financing local operations
CASH MANAGEMENT, TECHNOLOGY {icon-book}
Automation should come first, AI will follow Automation should come first, AI will follow
Treasurers will benefit from AI, but there are many issues to be fixed before thinking about using this technology, François Masquelier, Chair of the European Association of Corporate Treasurers (EACT) believes. What should intermediary steps look like?
CASH MANAGEMENT, REGULATION {icon-book}
An ecosystem approach to limit de-risking An ecosystem approach to limit de-risking
While important progress is being made worldwide on financial inclusion, de-risking may act as a brake on that progress. Joy Macknight explores what can be done to address banks terminating or restricting activities with clients