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COMMUNITY, FLOW CASE STUDY
New ways of working
LATEST ARTICLES
CASH MANAGEMENT, TECHNOLOGY
Why treasury automation is a must Why treasury automation is a must
Driving treasury automation has taken on added urgency since Covid-19. flow’s Desiree Buchholz and Helen Sanders looks at how the pandemic has altered priorities, why implementing new solutions takes time and how working with fintechs can help to accelerate the process
PODCAST
Episode 3: How to enable digital business models via payments How to enable digital business models via payments
As more and more B2B companies are selling their products and services directly to the consumer, this changes the way in which payments are being made
CURRENT EDITION
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CASH MANAGEMENT
CASH MANAGEMENT, TECHNOLOGY
Why treasury automation is a must Why treasury automation is a must
Driving treasury automation has taken on added urgency since Covid-19. flow’s Desiree Buchholz and Helen Sanders looks at how the pandemic has altered priorities, why implementing new solutions takes time and how working with fintechs can help to accelerate the process
CASH MANAGEMENT, TECHNOLOGY
Six key takeaways from EBAday 2022 Six key takeaways from EBAday 2022
How will digital currencies, real-time payments and SWIFT initiatives shape the future of payments? The flow team attended EBAday 2022 to bring you its top six highlights – including a wake-up call for an upcoming regulation
CASH MANAGEMENT, TECHNOLOGY
How new tech and CBDCs can simplify payments How new tech and CBDCs can simplify payments
Managing cross-border payments and cash in Asia-Pacific presents its own specific challenges. How can CBDCs and AI help to remove frictions? flow summarises the four key learning points from a recent Economist Impact webinar supported by Deutsche Bank
TRADE FINANCE
TRADE FINANCE, SUSTAINABLE FINANCE
Trade’s sustainability challenge Trade’s sustainability challenge
The majority of world trade is unsustainable, and where it is not, it is a symptom of under-development, says trade economist Rebecca Harding. She shares her methodology for a trade sustainablity score and demonstrates why trade policy needs to change
TRADE FINANCE, SUSTAINBLE FINANCE
Creating a path for sustainable supply chains Creating a path for sustainable supply chains
Deutsche Bank’s Anil Walia summarises key frameworks supporting transition to net zero emissions and explains how banks are helping through innovative products in the supply chain finance space
TRADE FINANCE, SUSTAINABLE FINANCE
North Sea energy security North Sea energy security
How did the Danish Underground Consortium finance the redevelopment of a key gas condensate field in the North Sea without abandoning its energy transition commitments? flow’s Clarissa Dann explains how Norwegian oil independent Noreco’s sustainability-linked reserve-based lending was expanded to make this possible
DOSSIER SUSTAINABLE FINANCE
India’s path to net zero
SUSTAINABLE FINANCE, TRADE FINANCE
India’s path to net zero
India has pledged to cut its carbon emissions to net zero by 2070 – seemingly a less stringent target than those set by other major economies. However, for an emerging economy of 1.4 billion citizens where energy demand keeps rising, strong partnerships, innovation and finance are key to making this happen, reports Deutsche Bank’s Sreenath Vakkaleri
Why treasury automation is a must
CASH MANAGEMENT, TECHNOLOGY
Why treasury automation is a must
Driving treasury automation has taken on added urgency since Covid-19. flow’s Desiree Buchholz and Helen Sanders looks at how the pandemic has altered priorities, why implementing new solutions takes time and how working with fintechs can help to accelerate the process
North Sea energy security
TRADE FINANCE, SUSTAINABLE FINANCE
North Sea energy security
How did the Danish Underground Consortium finance the redevelopment of a key gas condensate field in the North Sea without abandoning its energy transition commitments? flow’s Clarissa Dann explains how Norwegian oil independent Noreco’s sustainability-linked reserve-based lending was expanded to make this possible
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FLOW CASE STUDIES
Why treasury automation is a must
CASH MANAGEMENT, TECHNOLOGY
Why treasury automation is a must
Driving treasury automation has taken on added urgency since Covid-19. flow’s Desiree Buchholz and Helen Sanders looks at how the pandemic has altered priorities, why implementing new solutions takes time and how working with fintechs can help to accelerate the process
Is the crypto party over?
MACRO AND MARKETS, CASH MANAGEMENT
Is the crypto party over?
The presumption that Bitcoin and its peers offer a hedge against inflation has been debunked by recent sharp falls. The plunge extended to stablecoins, which are supposedly far less volatile. flow summarises Deutsche Bank Research analysis on crypto perception and reality
Trip.com’s journey towards a digital treasury
FLOW CASE STUDY, CASH MANAGEMENT, TECHNOLOGOY
Trip.com’s journey towards a digital treasury
The Shanghai-based travel platform Trip.com aims to regain its pre-pandemic growth path. Head of treasury Xuelin Chen tells flow’s Desirée Buchholz about the challenges this creates for her department – and how a project with Deutsche Bank offers both standardisation and digitisation
SECURITIES SERVICES
SECURITIES SERVICES
T+1 settlement reaches America T+1 settlement reaches America
The US has announced a reduction of the securities settlement cycle from T+2 to T+1, following a relatively trouble-free transition from T+3 to T+2 five years ago. flow reports on the risks and benefits of this next step, market responses and what it could mean for atomic (immediate) settlement
SECURITIES SERVICES
India trumpets T+1 settlement India trumpets T+1 settlement
India has started to transition its equity settlement cycle from T+2 to T+1, leapfrogging the US and Canada, which both have similar plans. flow reports on the impact of this change in India, how it will be felt acutely by foreign investors and what the scope is for further compression
SECURITIES SERVICES, REGULATION {icon-book}
A brave new SDR world? A brave new SDR world?
With the Central Securities Depositories Regulation (CSDR) Settlement Discipline Regime (SDR) having come into force on 1 February 2022, mandatory buy-ins for market participants that fail to settle a trade within a set period was postponed. flow provides a summary of the impact
A brave new SDR world? MoreMACRO AND MARKETS
Is the crypto party over?
MACRO AND MARKETS, CASH MANAGEMENT
Is the crypto party over?
The presumption that Bitcoin and its peers offer a hedge against inflation has been debunked by recent sharp falls. The plunge extended to stablecoins, which are supposedly far less volatile. flow summarises Deutsche Bank Research analysis on crypto perception and reality
Commodities 2022 – a transition-tinted landscape
MACRO AND MARKETS, TRADE FINANCE
Commodities 2022 – a transition-tinted landscape
As economies implement their decarbonisation targets, this changes supply and demand for not only metals and minerals, but also the energy needed to smelt the ores. Drawing on Deutsche Bank Research analysis, flow’s Clarissa Dann takes a closer look at China’s aluminium output, and the prospect of another oil glut
Cross-border payments – Incumbents and disruptors
CASH MANAGEMENT, TECHNOLOGY
Cross-border payments – Incumbents and disruptors
As cross-border payment volumes and values increase, new market entrants are competing but also cooperating with banks to remove friction and improve transparency. How is this benefiting the end customer? flow reports from the recent BAFT 2022 Bank to Bank Forum
TRUST AND AGENCY SERVICES
SUSTAINABLE FINANCE, TRUST AND AGENCY SERVICES
Paving the road to net-zero Paving the road to net-zero
Finance for critical ESG-aligned infrastructure is underway but the journey has only just begun. In an interview, Deutsche Bank’s Claire Coustar, Emily Kreps and Thalia Delahayes share insights on how carbon pricing, the focus on natural capital and regulation are shaping project finance
Paving the road to net-zero More
TRUST AND AGENCY SERVICES
REITs in Asia – a resilient asset class REITs in Asia – a resilient asset class
As recognition of the flexibility of REITs grows across Asia, flow spoke with REIT trustee market leaders at Deutsche Bank in Hong Kong and Singapore about the opportunities awaiting investors post-pandemic in the Greater Bay Area and beyond
TRUST AND AGENCY SERVICES, MACRO AND MARKETS
Loan asset sweet spots from Vegas Loan asset sweet spots from Vegas
The structured finance world is beating records on all fronts – record issuance and product performance, historically low levels of delinquencies, and unprecedented market appetite for its products. flow attended the recent Structured Finance Vegas (SFVegas) 2021 conference and found the market in a ‘sweet spot’
TECHNOLOGY
CASH MANAGEMENT, TECHNOLOGY
CASH MANAGEMENT, TECHNOLOGY
REGULATION
Who is your counterparty?
CASH MANAGEMENT, REGULATION
Who is your counterparty?
Eliminating duplicative activities is essential for financial institutions seeking to provide added value to clients during the performance of underlying client checks. flow takes a closer look at how the Global Legal Entity Identifier Foundation has come up with a neat solution to address this
A brave new SDR world?
SECURITIES SERVICES, REGULATION
A brave new SDR world?
With the Central Securities Depositories Regulation (CSDR) Settlement Discipline Regime (SDR) having come into force on 1 February 2022, mandatory buy-ins for market participants that fail to settle a trade within a set period was postponed. flow provides a summary of the impact
Regulation and splinternet
REGULATION
Regulation and splinternet
A concept first envisaged a decade ago, the splintering of the internet is moving closer to reality as regulation attempts to impose both limitations and new responsibilities, reports Boon-Hiong Chan of Deutsche Bank Corporate Bank’s Market and Technology Advocacy team
DOSSIER ASEAN
DOSSIER ASEAN, MACRO AND MARKETS
The Philippines: Pliant like the bamboo and poised for growth The Philippines: Pliant like the bamboo and poised for growth
As the Philippines heads towards its national elections in May 2022 and grapples with Covid-19, flow highlights the country’s resilience and potential for those investing in and trading with ASEAN’s second largest market
DOSSIER ASEAN
Heirs of Lac Long Quan (Vietnam) Heirs of Lac Long Quan (Vietnam)
Vietnam has managed to weather the Covid-19 pandemic better than many Asian economies. flow examines what underpins this resilience and how it is driving flows of foreign direct investment and export growth
DOSSIER ASEAN
Indonesia’s place in the sun? Indonesia’s place in the sun?
Indonesia’s Omnibus Law seeks to boost foreign investment, jobs, and trade. flow examines its background and the opportunities this could bring as the country recovers from Covid-19 economic shock
DOSSIER COVID-19
Covid-19 – a vulnerable recovery
DOSSIER COVID-19, MACRO AND MARKETS
Covid-19 – a vulnerable recovery
New treatments to limit the spread of Covid-19 are encouraging but exiting the Covid ravine remains a slow journey liable to setbacks. Clarissa Dann summarises Deutsche Bank Research indicators of how far the world has come in reaching some form of business as usual
Point of no return
DOSSIER COVID-19, MACRO AND MARKETS
Point of no return
The slow progress of persuading employees back to the office after months of Covid-19 lockdowns and restrictions is accelerating, but the future of work post-pandemic will inevitably be different as more opt to work from home full-time or part-time. flow’s Graham Buck and Clarissa Dann report on a brave new world of work
Trade beyond Covid-19
TRADE FINANCE, DOSSIER COVID-19
Trade beyond Covid-19
As the world learns to live with Covid-19 and global trade flows pick themselves up again, will there be the cooperation needed to avert ongoing trade wars and support fragile supply chains? Rebecca Harding shares her findings