CASH MANAGEMENT

CASH MANAGEMENT, TECHNOLOGY, SECURITIES SERVICES

Wholesale CBDC projects to follow Wholesale CBDC projects to follow

The digitisation of money is quickly evolving – with central banks now shifting their focus from retail to wholesale applications, as seen in recent initiatives by the Swiss National Bank, the European Central Bank (ECB), and the Bank of International Settlements (BIS). flow’s Desirée Buchholz summarises findings from Deutsche Bank’s Marion Laboure and Manuel Klein

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CASH MANAGEMENT, TRADE FINANCE

Embracing ISO 20022 for a connected future Embracing ISO 20022 for a connected future

ISO 20022 has the potential to deliver the rich data needed to unlock trapped liquidity, finance trade that could not previously be reached, and deliver huge operational efficiencies. But what is holding back full adoption and how can the Swift community work together to accelerate it? flow’s Clarissa Dann shares answers from the Sibos 2024 Big Issue Debate on Day Three

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CASH MANAGEMENT, REGULATION

Trish Sullivan for the people Trish Sullivan for the people

As a former prosecutor, ‘Patricia Sullivan, for the people’ (the standard introduction for prosecutors in US courts) worked on behalf of society bringing cases against violent criminals. A career of fighting financial crime in government and commercial banking roles followed. With global payments set to reach US$250trn by 2027, communities need the lifeblood of liquidity more than ever. She talks to flow’s Clarissa Dann about how proactive institutional cash management can deliver this safely

Trish Sullivan for the people More

FLOW CASE STUDY, CASH MANAGEMENT

Unlocking FX efficiency at Endesa Unlocking FX efficiency at Endesa

The US-dollar is the dominant currency in the global energy market – which is why managing FX risks is a key task for utility companies like Spanish Endesa. flow explores how Endesa’s treasury team has managed to link payment flows with FX trades and drive automation

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FLOW CASE STUDY, CASH MANAGEMENT

Stabilus: Setting up business in India Stabilus: Setting up business in India

In April 2024, German automotive supplier Stabilus Group acquired US industrial automation specialist DESTACO to expand its industrial business. To close this transformational M&A deal, Stabilus had to set up a legal entity in India that fulfilled all financial requirements within six months, explains CFO Stefan Bauerreis. flow’s Desirée Buchholz reports on how the company achieved this goal

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Tomorrow’s treasury: what’s the role of real-time?

CASH MANAGEMENT, MACRO AND MARKETS
Japan joins the journey to a cashless society

CASH MANAGEMENT, TECHNOLOGY
Cross-border payments: Where are we on the G20 roadmap?

CASH MANAGEMENT, TECHNOLOGY {icon-book}
Fraud and friction – how payment pre-validation can help

CASH MANAGEMENT, TECHNOLOGY, SECURITIES SERVICES
Three key fintech trends in Europe

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Treasury forward Treasury forward

Boehringer Ingelheim has grown into Germany’s biggest pharma company. flow’s Desirée Buchholz reports on how its treasury function supports business expansion by taking a deep-dive into an innovative workflow automation project in Asia-Pacific

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MACRO AND MARKETS, TRADE FINANCE, CASH MANAGEMENT, OPINION {icon-book}

View from the top: A different level of athlete View from the top: A different level of athlete

Deutsche Bank’s David Lynne shares his perspective on how corporates are evolving their businesses and how this is reshaping bank/corporate relationships as they navigate new trade corridors, reroute supply chains and empower direct access consumers

View from the top: A different level of athlete More

CASH MANAGEMENT, FLOW CASE STUDY, TECHNOLOGY {icon-book}

Tomorrow’s treasury: what’s the role of real-time? Tomorrow’s treasury: what’s the role of real-time?

The vision of a “real-time treasury” has been around for several years now. But how do instant payments and access to real-time information really change the way treasury is managed? flow’s Desirée Buchholz hosts a debate on the role of real-time in the future of treasury

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FLOW CASE STUDY, CASH MANAGEMENT, TECHNOLOGY

How BioNTech masters real-time treasury How BioNTech masters real-time treasury

Innovation and speed have been part of BioNTech’s DNA ever since its formation 16 years ago. Back in 2020, it took the German biotech company less than a year to develop a vaccine against Covid-19. flow’s Desirée Buchholz talked to Dirk Schreiber, BioNTech’s Head of Treasury, on why real-time treasury is key for him – and how APIs help to achieve this goal

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PODCAST

companiesEpisode 6: Revamping payment and FX processes at new economy companies Episode 6: Revamping payment and FX processes at new economy companies

Driven by a young and aspirational middle class, digital consumption and travel expenditures are booming in South-East Asia. A company that sits at the sweet spot of these two trends is Tiket.com, one of the fastest growing online travel agencies (OTA) in the world with more than 15 million app installations. Founded in 2011, the Indonesian new economy company now cooperates with 140 airlines and 2.6 million accommodation providers

companiesEpisode 6: Revamping payment and FX processes at new economy companies Listen to episode 6

PODCAST

Episode 7: How cross-border cash concentration can be achieved in Brazil Episode 7: How cross-border cash concentration can be achieved in Brazil

Over the last few years, Brazil has re-established its attractiveness to foreign investors. Yet, for companies doing business in Brazil a cross-border currency regulation coupled with a challenging tax regime, complicates financing local operations

Episode 7: How cross-border cash concentration can be achieved in Brazil Listen to episode 7

CASH MANAGEMENT, TECHNOLOGY {icon-book}

Automation should come first, AI will follow Automation should come first, AI will follow

Treasurers will benefit from AI, but there are many issues to be fixed before thinking about using this technology, François Masquelier, Chair of the European Association of Corporate Treasurers (EACT) believes. What should intermediary steps look like?

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CASH MANAGEMENT, REGULATION {icon-book}

An ecosystem approach to limit de-risking An ecosystem approach to limit de-risking

While important progress is being made worldwide on financial inclusion, de-risking may act as a brake on that progress. Joy Macknight explores what can be done to address banks terminating or restricting activities with clients

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CASH MANAGEMENT, TECHNOLOGY

EBAday 2024: five topics shaping the future of payments EBAday 2024: five topics shaping the future of payments

Instant payments adoption, digital currencies, correspondent banking consolidation and rising fraud – the payment industry is not short of innovation and challenges. The flow team explores some of the highlights of EBAday 2024 in Lisbon

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