FLOW CASE STUDIES

home24’s success as an online furniture platform is founded on effective process automation. flow explores how virtual account numbers help provide the efficiency needed to sustain the company’s rapid growth

First published in TMI, this article explores how Deutsche Bahn has worked with Deutsche Bank to define and implement a payments fraud risk management framework for its high- value treasury payments. This framework incorporates sophisticated analytics and risk profiling, but also intensive and regular employee training and wider industry collaboration

Coca-Cola European Partners’ treasury team worked with Deutsche Bank to manage the FX and interest rate risk associated with the acquisition of Coca-Cola Amatil and the company’s subsequent transformation into Coca-Cola Europacific Partners. flow provides a summary of the deal

Novartis is taking bold steps to increase access to medicines and tackle complex global health challenges. flow’s Janet Du Chenne explores how a social bond focuses the pharma company on achieving ambitious targets for getting medicines to low- and middle-income countries

Henkel is using its position as a key buyer to incentivise suppliers to pursue more sustainable practices. flow’s Clarissa Dann explores the critical role of the company’s supply chains in this transition and how sustainability-linked supply chain finance programmes are driving change

When Jeremy Hamon took Primetals Technologies into a four-year ESG-aligned FX hedging commitment, the finance and treasury function brought the entire steel engineering business on board to ensure it performed to agreed criteria. flow’s Clarissa Dann explores the remarkable journey

Gold has seen its value soar during Covid-19. But what happens when its top-producing countries go into lockdown? Peter Steenkamp, CEO of South Africa’s Harmony Gold, tells flow’s Janet Du Chenne how the company is engaging investors amid the pandemic

In today’s business environment, investment firms need to be able to make quicker decisions, remove latency and eliminate manual tasks. flow’s Janet Du Chenne reports on how BNY Mellon’s technological transformation has enabled it to help clients achieve this

Making cross-currency payments between a subsidiary to a central account is often costly and inefficient. flow explores how fashion house Valentino implemented an award-winning accountless solution with an integrated FX workflow to support its growth in South Korea

The Roche Group treasury team has been on an ambitious journey since 2004, and this has since proved a model for treasury functions around the world. With the implementation of virtual accounts a pivotal step, flow charts treasury’s transformation to become a strategic business partner for the Group

Covid-19 disruption has pressured industries previously reliant on manual processes to move towards new technologies that function and deliver on their contractual obligations. flow’s Janet Du Chenne assesses how the pandemic and structural changes in the US residential mortgage industry have accelerated the shift from a manual, paper-oriented and in-person set of practices to a process that utilises digital technologies

Global technology and services provider Robert Bosch GmbH is testing a new type of highly efficient fuel cell system that generates low-emission energy and is independent of the power grid. flow reports on how a usage-based financing solution helped drive this project forward

The Covid-19 pandemic has underlined the need for a company’s treasury and procurement teams to combine their strengths. Kai Gloystein and Christoph Müller-Stahl tell flow why this has been common sense at Knorr-Bremse for years and how the crisis has impacted their work

The Indian government has pledged to make the country a US$5trn economy by 2024. Janet Du Chenne talks to Sundeep Sikka about Nippon Life India Asset Management’s plans to capitalise on the growth story by offering long-term savings plans and leveraging education and new technologies

How can you connect four billion accounts globally in an instant? It’s the bold vision of SWIFT CEO, Javier Pérez-Tasso, who tells Clarissa Dann about the responsibilities of a cooperative that creates mutual benefit for the financial community

With India’s energy consumption poised to grow at almost 5% annually over the next decade, its refineries are systemically important. Clarissa Dann talks to the leadership team at the Mumbai headquarters of Nayara Energy about realising potential – 20 million metric tonnes per year of it and growing

Following the success of the blockbuster anti-cancer drug DARZALEX (daratumumab), Genmab is developing a pipeline of proprietary antibodies. Anthony Pagano, the Danish firm’s new CFO, tells flow’s Janet Du Chenne how the company’s US capital raising fits that strategy

German science and technology giant Merck has been developing healthcare solutions for 350 years, and remains at the leading edge of biotechnology. Graham Buck finds out how the spirit of innovation underpins its corporate treasury team