flow case studies

US-based specialty materials and chemicals company Celanese is rebuilding its global liquidity structure. Treasury specialists Hugo Rivera and Peter Szucs tell flow’s Desirée Buchholz why virtual accounts play a key role in this project – and what lessons they have learned from peers

Copper is one of the key energy transition metals – as well as an essential component of the digital revolution, so all eyes are on its availability. Financial writer Ivan Castano Freeman provides an overview of this versatile metal and talks to copper processor KME Group about financing production

The US-dollar is the dominant currency in the global energy market – which is why managing FX risks is a key task for utility companies like Spanish Endesa. flow explores how Endesa’s treasury team has managed to link payment flows with FX trades and drive automation

Innovation and speed have been part of BioNTech’s DNA ever since its formation 16 years ago. Back in 2020, it took the German biotech company less than a year to develop a vaccine against Covid-19. flow’s Desirée Buchholz talked to Dirk Schreiber, BioNTech’s Head of Treasury, on why real-time treasury is key for him – and how APIs help to achieve this goal

Boosting demand for electric vehicles (EV) is key to decarbonising road transport. With corporates accounting for 60% of car purchases in Europe, incentivising companies to electrify their motor fleets is essential. flow’s Desirée Buchholz reports on how E.ON Drive is contributing to this goal – and why efficient payment processes and APIs are part of its success

Coal-based blast furnaces have been core units in steel production for more than 100 years. Now, the industry is looking for ways to cut CO₂ emissions to align with net zero targets from regulators and customers. flow’s Desirée Buchholz reports on how German steel- and technology company Salzgitter AG is leading the way towards decarbonising steel manufacturing

Growing shareholder value and delivering medicines where they are needed most is a tightrope that AstraZeneca has walked for a while. flow’s Clarissa Dann catches up with Andy Barnett, the Anglo-Swedish group’s Head of Investor Relations, about what it takes to maintain investor loyalty over the long term

In the first of two articles, flow’s Clarissa Dann sets out the Indian government’s strategy for increasing its renewable energy capacity, with insights from REC Limited, the country’s prominent “Maharatna” public sector enterprise

In April 2024, German automotive supplier Stabilus Group acquired US industrial automation specialist DESTACO to expand its industrial business. To close this transformational M&A deal, Stabilus had to set up a legal entity in India that fulfilled all financial requirements within six months, explains CFO Stefan Bauerreis. flow’s Desirée Buchholz reports on how the company achieved this goal

Boehringer Ingelheim has grown into Germany’s biggest pharma company. flow’s Desirée Buchholz reports on how its treasury function supports business expansion by taking a deep-dive into an innovative workflow automation project in Asia-Pacific

Japanese pharma company Takeda embarked on its in-house banking journey as early as 2008. Assistant Treasurer, Fiona Foley and Treasury Operations Lead for EMEA and Canada, Andreas Schollenberger tell flow’s Desirée Buchholz why the team’s attention is now turning to Asia-Pacific – and how on-behalf-of structures are a big lever for efficiency

In the second of two articles, flow’s Clarissa Dann explains how renewable energy projects in India are financed, the role of non-bank financial institutions, concluding with a profile of REC Limited and how Deutsche Bank has supported this NBFI with lending

With Asia-Pacific a major sourcing hub for global supply chains, multinational companies need to ensure that their ESG targets in the region are met. flow’s Desirée Buchholz reports on how German industrial sensor manufacturer Pepperl+Fuchs established a sustainable factory in Vietnam that could serve as an ESG role model

How can Brazilian businesses finance cross-border trade in a volatile global landscape? Drawing on the example of Banco do Brasil – the country’s second-largest bank – flow explores the role that correspondent banking plays in enabling these transactions

Electric vehicles (EV) are a pivotal technology for sustainable mobility. This means affordability for all if the automotive sector is to achieve net zero. flow’s Desirée Buchholz reports on how the newly-formed European battery company ACC aims to lower costs and gain control over supply chains with support from four European banks

Indonesian payment fintech company DOKU is a key enabler for Indonesian and global merchants and consumers in a fragmented payments landscape. This flow case study charts how the company was founded in a digital desert and grew to become today’s powerhouse for 150,000 clients through vision, hard work and favourable demographics

As a new EU regulation will mandate banks to offer euro instant payments to their customers, solutions such as Request to Pay (RTP) are set to gain importance. flow’s Desirée Buchholz reports on how credit manager Lowell uses RTP to simplify payments for the consumer – and improve efficiency

German fintech Moss offers small and medium-sized companies real-time visibility and control over their expenses. flow’s Desirée Buchholz reports on why APIs and virtual accounts are essential for the start-up – and how Moss has teamed up with Deutsche Bank to enable real-time account top ups and withdrawals for its clients